A two-wheeler during the COVID-19 era is the need of the hour. It enables you to maintain the social distancing norms and navigate through heavy traffic. If you own a wheeler, you know you are protected and can always reach the office and home on time.
The COVID-19 pandemic has also brought the economy to its knee. Not everyone can afford to purchase a two-wheeler. However, with bike finance, you buy your favourite buy without straining your finances. The best part is that you can opt for up to 100% of the bike’s on-road price as a loan.
Although it is easy to own a bike by applying for auto loan and avail yourself of the best bike loan interest rate, it also remains your responsibility to ensure your safety. Almost 95% of road accidents in India involve a two-wheeler. It is crucial to protect yourself against the coronavirus and more essential to make your daily commute safer to avoid accidents.
While two-wheeler insurance is mandatory by law, it is equally essential to learn and implement proper safety precautions. Here are some of the tips to make your daily commute safer with your two-wheeler.
– Always wear a helmet while riding
Irrespective of whether you are the rider or a passanger, a helmet is an absolute must for you if you are riding a bike. As a two-wheeler owner, you should always keep a spare helmet with you. A helmet can protect in the event of a crash or a possible accident.
– Regularly maintain your bike
It is crucial to take your bike for regular check-ups to identify potential wear and tear on gears, brakes, and wheels to prevent unfortunate events while riding. If your brakes are taking longer than usual or if your gears are tougher to change, it is time for an inspection at a repair shop.
– Keep your eyes on the road
Always avoid calls or texts when you are riding on the road. In case of an urgent call or text, pull over and stop and then make your call. Furthermore, you should avoid wearing earphones as it distracts you of auditory signals from other riders/drivers.
– Don’t carry more than one pillar
Some riders try to fit more than two people on a two-wheeler, which is unsafe. If you carry more than one passenger, you will likely choose your balance and meet with an accident.
– Strictly follow traffic rules
All of us know the traffic rules, but very few implement them. Many riders tend to break traffic rules and end up in accidents. It may be tempting to cut a red light when all others are doing so, but you are putting your life and others at risk.
– Give pedestrian the right of way
Pedestrians are subject to accidents more often when riders and drivers don’t give the right of way. It is, therefore, your responsibility to provide the right of way to pedestrians and prevent potential accidents.
In times of the COVID-1, when social distancing is paramount to protect yourself from the virus, it is essential to have a bike, but it is entirely up to you to make your daily commute safe.
If you are short of cash, you can apply for bike finance at an affordable bike loan interest rate. To know how much to pay as EMI, use the lender’s online bike loan EMI calculator.